Practice Areas

We work closely with our clients to help preserve property and minimize tax consequences for children and future generations.  Our attorneys advise clients on how to structure transferring a family business, gifting assets to reduce the estate, and making charitable donations.

We spend time with our clients to create the estate plan they want including preparing Wills, Powers of Attorney, Healthcare Directives, and Trusts.  Our attorneys have experience in preparing Irrevocable Life Insurance Trusts to help preserve assets for your spouse and children and also preparing Pet Trusts to care for your pets.

After the death of a loved one, we provide guidance on how to open an Estate.  We help our clients through the steps of how to Probate a Will, make the required publications and notices to heirs, prepare the Pennsylvania inheritance tax return, make and file the final accounts, and make proper distribution of the assets.  This can be a difficult time for our clients.  We work hard to explain the process and make it as simple and smooth as possible. Contact Us

Our attorneys have years of collective experience in Family Law.  We help our clients with prenuptial agreements, divorce, property settlements, child custody, alimony, spousal support, adoptions and guardianships.

We have over twenty-five years of experience with the procedures of the Domestic Relations Section, the Child Custody Mediation Program and the Divorce Master System which are currently in effect in Indiana, Armstrong, and Jefferson Counties, Pennsylvania.

Relationships among family members are particularly private and emotional.  This requires compassion and sensitivity. Our attorneys treat each case in a professional and confidential manner. We offer the legal advice necessary to help protect your interests and achieve your goals. Contact Us

Our attorneys help with the purchase and sale of your home or business property, including preparing the deed, reviewing the title to the property, and working with the lenders if you are getting a loan.  We work closely with both the realtors and lenders to coordinate residential and commercial real estate closings. We also represent clients with respect to leases, easements, landlord/tenant disputes, and boundary disputes.

For our business clients, we have experience with the purchase, sale or lease of housing facilities, rental apartments, convenience stores, restaurants, gas stations, and manufacturing facilities.

Buyer Closing Services– Prior to closing, our office works closely with you so that all legal documents are completed for the closing to occur on time.  We will assist in obtaining and reviewing property appraisals, in contacting local taxing authorities for verification of property taxes, in obtaining the lender documents, and in the preparation of the Closing Disclosure.

At closing, we will obtain all signatures and collect and disburse the loan proceeds and other funds.

Following the closing, we will disburse the costs and fees in accordance with the Closing Disclosure, forward the loan documentation to the lender, record the deed, mortgage and other required documents in the appropriate county offices, and issue the title insurance policy.

Seller Closing Services – On behalf of a seller, we will prepare the deed and, if necessary, a power of attorney, to transfer title to the property.  We will review the Closing Disclosure to ensure that the appropriate costs and pro-rations are made on behalf of the seller. Contact Us

CTM Settlement Co. is a licensed title insurance agency in Pennsylvania of which Attorney Michael Supinka is an agent.  If you require a loan, the bank will often require title insurance.  Even if the lender does not require title insurance, you may consider purchasing an owner’s policy to protect your title to the property.  With title insurnace, you know the property you are buying is good and marketable.  The cost of title insurance is regulated by the Pennsylvania Department of Insurance and all title insurance companies must charge the same rate based on an established rate chart.

*  Title Searches

It is very important that you have clear title to the property that you are buying.  Clear title means that there is no right or claim that could affect your ownership or use of the property.  Those who may have a right or claim could be the Internal Revenue Service, the Pennsylvania Department of Revenue, municipal authorities, county and school taxing districts, lenders, judgment creditors, contractors, and other individuals or governmental entities.

Any rights or claims affecting the property will stay with the property and transfer to the new owner unless they are extinguished.  When purchasing property, you want to make certain that any of these title defects are identified and either accepted or extinguished prior to the sale.

A title search may reveal the existence of recorded defects or liens on the title such as unpaid taxes, unsatisfied mortgages, judgments or liens against the current or prior owners, and easements or rights-of-way across the property.

CTM Settlement engages a detailed and diligent search of the public records at the county courthouse to identify all recorded documents that affect the property.  We review and examine these recorded documents to determine whether there may be any rights or claims that could threaten your title or possession of the property.

If there are recorded title defects or liens, we report them to you  prior to your purchase of the property.  We then work with you to determine whether to accept or try to remove any of these recorded defects prior to closing.

*  Title Insurance

There may be hidden rights or claims that affect the title to the property that are not shown of public record and are not recorded at the county clerk’s office.  Such risks would not be seen on even the most exhaustive title search.  These risks could include forgery, incompetency, incapacity, missing heirs, or instruments executed by invalid powers of attorney.  Title insurance may be available to protect against such unrecorded risks.  The specific language of each title insurance policy must be reviewed carefully and governs what losses are covered.

CTM Settlement is licensed with the Pennsylvania Department of Insurance as a Pennsylvania agent authorized to offer both owner’s title insurance and lender’s title insurance. CTM Settlement provides title insurance through Fidelity National Title Insurance Company.

Whether you are buying or selling property, call us to guide you through what’s required to protect your rights and property.
CTM Settlement Co., LLC    724-349-6768.    Contact Us

Deciding the right legal structure has many consequences. Our attorneys can help you decide what type of legal structure is best for you. Our clients include individuals, family and business corporations, partnerships, limited liability companies, and nonprofit organizations.

We represent clients on critical issues such as creating the legal entity, admitting a new member, buying and selling a business, obtaining loans for the business, shareholder agreements, partnership agreements, operating agreements, and terminating the legal entity.

In the area of nonprofit organizations we represent church groups, museums, animal shelters, libraries, youth booster clubs and other charities.  We offer experienced legal assistance regarding federal tax-exemption, obtaining state sales and use tax exemption, charitable solicitation registration and annual federal and state filing requirements.

Whether you are thinking of creating a legal entity or have a problem related to your current business, Supinka & Supinka, PC will provide the help you need. Contact Us

Our attorneys are available to help with many types of disputes in Indiana County and Western Pennsylvania.  We have broad experience ranging from small claims in Magistrate Court to more complex litigation such as breach of contract and employment lawsuits.

Supinka & Supinka PC provides thorough and detailed advice to our clients when it comes to thinking about filing a lawsuit or having to defend against a lawsuit.  We consult with our clients in a practical and efficient way to minimize cost.  We make every effort to give our clients a realistic expectation of the potential exposure in their case and desired outcome. Contact Us